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Research of consumer credit protection

Research Project

Project/Area Number 14520058
Research Category

Grant-in-Aid for Scientific Research (C)

Allocation TypeSingle-year Grants
Section一般
Research Field Civil law
Research InstitutionKobe University

Principal Investigator

YAMADA Seiichi  Kobe University, Graduate School of Law, Professor, 法学研究科, 教授 (60134433)

Project Period (FY) 2002 – 2005
Project Status Completed (Fiscal Year 2005)
Budget Amount *help
¥2,600,000 (Direct Cost: ¥2,600,000)
Fiscal Year 2005: ¥500,000 (Direct Cost: ¥500,000)
Fiscal Year 2004: ¥600,000 (Direct Cost: ¥600,000)
Fiscal Year 2003: ¥600,000 (Direct Cost: ¥600,000)
Fiscal Year 2002: ¥900,000 (Direct Cost: ¥900,000)
KeywordsConsumer Credit Protection / 利息制限法 / 出資法 / 貸金業規制法 / 期限の利益喪失条項 / 偽造キャッシュカード / 債権の準占有者 / 流動化 / 書面交付義務 / 債権譲渡特例法 / 特定債権事業規制法
Research Abstract

There are double regulations of consumer credit protection in Japan. One is civil regulation, the other is penal protection. Civil regulation has general rule and special rule for a consumer credit company. Under general rule, an annual interest limit rate is 15% for more than 1,000,000yen principal. Under special rule for a consumer credit company, an annual interest limit rate is 29.2%. This is a privilege for a consumer credit company, and this privilege has been criticized.
In 2006 Supreme court of Japan judged that this privilege about annual interest limit rate for consumer credit company should be restricted. This judge is appreciated.

Report

(5 results)
  • 2005 Annual Research Report   Final Research Report Summary
  • 2004 Annual Research Report
  • 2003 Annual Research Report
  • 2002 Annual Research Report
  • Research Products

    (2 results)

All 2005

All Journal Article (2 results)

  • [Journal Article] 偽造キャッシュカード・盗難キャッシュカードとATMからの払戻し2005

    • Author(s)
      山田誠一
    • Journal Title

      金融法務事情 1746

      Pages: 53-61

    • Description
      「研究成果報告書概要(和文)」より
    • Related Report
      2005 Final Research Report Summary
  • [Journal Article] About false or stolen bank card2005

    • Author(s)
      Sejichi, Yamada
    • Journal Title

      Kinyu-homu-jijo no.1746

      Pages: 53-61

    • Description
      「研究成果報告書概要(欧文)」より
    • Related Report
      2005 Final Research Report Summary

URL: 

Published: 2002-04-01   Modified: 2016-04-21  

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