| Project/Area Number |
19J10715
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| Research Category |
Grant-in-Aid for JSPS Fellows
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| Allocation Type | Single-year Grants |
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| Section | 国内 |
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| Review Section |
Basic Section 07040:Economic policy-related
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| Research Institution | Ritsumeikan University |
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Principal Investigator |
ADUBA Joseph Junior 立命館大学, 経済学研究科, 特別研究員(DC2)
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| Project Period (FY) |
2019-04-25 – 2021-03-31
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| Project Status |
Completed (Fiscal Year 2020)
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| Budget Amount *help |
¥1,700,000 (Direct Cost: ¥1,700,000)
Fiscal Year 2020: ¥800,000 (Direct Cost: ¥800,000)
Fiscal Year 2019: ¥900,000 (Direct Cost: ¥900,000)
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| Keywords | value-creation / financial intermediation / learning curve / e-banking / financial technologies / technology diffusion / technology learning / technology forecasting |
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| Outline of Research at the Start |
This study is an attempt to evaluate the productivity of the financial system (banking) in Nigeria from the viewpoint of learning and technological progress. In pursuance of this noble objectives, the study will implement two surveys and provide policy framework based on the research findings.
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| Outline of Annual Research Achievements |
The final theme of my dissertation is entitled "Analysis of Technological Learning and the Learning Curve of Financial Intuitions in Nigeria". This dissertation systematically addressed three key problems and provided appropriate policy recommendation. Among other things, the followings are the major outcomes of the dissertation.
1. A framework for measuring the learning curve of financial institution was developed and tested using data from Japanese and Nigeria banking system. The result of this exercise is scheduled for publication in the journal of "Financial Innovation" (SpringerOne) with the theme: The impact of learning by credit and value creation on the efficiency of Japanese commercial banks.
2. The dissertation also studied technological learning in the Nigeria financial systems by characterizing the diffusion of four major electronic payment systems using innovation/ technology diffusion models. The result is also scheduled to be published in "Technology Analysis and Strategic Management" Routledge, Tailor & Francis, under the theme: Analyzing and Forecasting the diffusion of electronic payment systems in Nigeria.
3. Finally, the dissertation analyzed the socio-economic impact of electronic banking on a large sample of users from different strata of the Nigeria population (drawn through field survey). The result of this exercise has been published in "International Journal of Social Economics", Emerald Insight, with the them: On the determinants, gains and challenges of electronic banking in Nigeria.
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| Research Progress Status |
令和2年度が最終年度であるため、記入しない。
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| Strategy for Future Research Activity |
令和2年度が最終年度であるため、記入しない。
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