| Budget Amount *help |
¥4,030,000 (Direct Cost: ¥3,100,000、Indirect Cost: ¥930,000)
Fiscal Year 2010: ¥1,430,000 (Direct Cost: ¥1,100,000、Indirect Cost: ¥330,000)
Fiscal Year 2009: ¥1,300,000 (Direct Cost: ¥1,000,000、Indirect Cost: ¥300,000)
Fiscal Year 2008: ¥1,300,000 (Direct Cost: ¥1,000,000、Indirect Cost: ¥300,000)
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| Research Abstract |
The rural poor's access to financial services has been expanded over the last thirty years with the global rise of the microfinance industry. This trend can be observed in both Cambodia and Bangladesh where this study has been conducted. The study has found that, despite the poor's relatively easy access to microfinance in both countries, small loans provided by microfinance institutions (MFIs) are not necessarily contributing to microenterprise development among small farmers. Some aid agencies are exploring the alternative financing framework called 'value chain finance'. The study has analyzed the strengths and weaknesses of both types of finance in the agricultural sector and has identified growing potentials for value chain finance that involves external financial institutions (including MFIs) and integrates IT-based transactions.
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