Depositor's Discipline and Bank Rehabilitation
| Project/Area Number |
21730255
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| Research Category |
Grant-in-Aid for Young Scientists (B)
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| Allocation Type | Single-year Grants |
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| Research Field |
Public finance/Monetary economics
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| Research Institution | Kagoshima University |
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Principal Investigator |
NAGATA Kunikazu Kagoshima University, 法文学部, 准教授 (00323915)
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| Project Period (FY) |
2009 – 2010
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| Project Status |
Completed (Fiscal Year 2010)
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| Budget Amount *help |
¥1,040,000 (Direct Cost: ¥800,000、Indirect Cost: ¥240,000)
Fiscal Year 2010: ¥520,000 (Direct Cost: ¥400,000、Indirect Cost: ¥120,000)
Fiscal Year 2009: ¥520,000 (Direct Cost: ¥400,000、Indirect Cost: ¥120,000)
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| Keywords | 市場規律 / 預金市場 / 不良債権処理 / リストラ / 追い貸し / 預金保険 / 地域金融市場 / 預金市場の市場規律 / ペイオフ解禁 / 不良業種貸出比率 / 不良債権問題 / 預金保険制度 / 中小金融機関 |
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| Research Abstract |
This research empirically investigate whether Japanese deposit market effectively influences bank management. We find that deposit withdrawal induce bank managers to squeeze forbearance loans, but does not to carry out aggressive restructuring. There is week evidence that deposit withdrawal provides bank managers with incentives to deal with nonperforming loan problem. We also find that risk sensitivities of small bank depositors depend on the number of large bank branches in the prefecture.
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Report
(3 results)
Research Products
(5 results)
