Comparative Study of Ethical Issues of Japanese and U.S. LifeInsurance Sales Professionals

• Project/Area Number: 22530462
• Research Category: Grant-in-Aid for Scientific Research (C)
• Allocation Type: Single-year Grants
• Section: 一般
• Research Field: Commerce
• Research Institution: Meiji University
• Principal Investigator: NAKABAYASHI Mariko 明治大学, 商学部, 教授 (80308056)
• Project Period (FY): 2010 – 2012
• Project Status: Completed (Fiscal Year 2012)
• Budget Amount: ¥4,160,000 (Direct Cost: ¥3,200,000、Indirect Cost: ¥960,000); Fiscal Year 2012: ¥1,040,000 (Direct Cost: ¥800,000、Indirect Cost: ¥240,000); Fiscal Year 2011: ¥1,560,000 (Direct Cost: ¥1,200,000、Indirect Cost: ¥360,000); Fiscal Year 2010: ¥1,560,000 (Direct Cost: ¥1,200,000、Indirect Cost: ¥360,000)
• Keywords: 保険 / 企業倫理 / コンプライアンス / 商学

Research Abstract

The Japanese life insurance industry’s ethical environment has experienced improvement since 2000, then some of serious ethical problems related to life insurance service professionals have been relieved. However, Japanese life insurance market is rapidly changing to competitive and comprehensive market, like US one, and life insurance sales professionals have to cope with new complicated ethical issues. To improve life sales professionals’ ethical understanding, education is more helpful than severe regulation.

Research Products

• [Journal Article] 日本の生命保険販売従事者の倫理的課題-日米比較研究からの示唆ー (2013)
  • Author(s): 中林真理子
  • Journal Title: 保険学雑誌 Volume: 第622号(印刷中)
  • NAID: 130004714232
  • Peer Reviewed
• [Journal Article] 自動車保険加入時のリスク認知に関する調査:金融商品購入決定モデルに基づく検討 (2013)
  • Author(s): 中林真理子・佐々木美加・大久保重孝
  • Journal Title: 損害保険研究 Volume: vol.75,no.1 Pages: 31-49
• [Journal Article] 「自動車保険加入時のリスク認知に関する調査：金融商品購入決定モデルに基づく検討」 (2013)
  • Author(s): 中林真理子
  • Journal Title: 損害保険研究 Volume: 75巻1号 Pages: 1-19
• [Journal Article] わが国の生命保険販売をめぐる倫理的課題についての一考察～今後に向けた問題提起 (2012)
  • Author(s): 中林真理子
  • Journal Title: 明大商学論叢 Volume: Vol.94(2,3) Pages: 93-107
  • NAID: 120005676949
  • Peer Reviewed
• [Journal Article] わが国の生命保険販売をめぐる倫理的課題についての-考察～今後に向けた問題提起 (2012)
  • Author(s): 中林真理子
  • Journal Title: 明大商学論叢 Volume: 94巻(印刷中)
  • Peer Reviewed
• [Journal Article] Key Ethical Issues in the U.S. and the Japanese Life Insurance Markets during the periods of Serious Ethical Turmoil (2010)
  • Author(s): Cooper, R and Nakabayashi,M
  • Journal Title: Journal of Financial Service Professionals Volume: Vol. 64(2) Pages: 64-76
  • Peer Reviewed
• [Journal Article] Serious Ethical Turmoil in the U.S.and Japanese Life Insurance Markets (2010)
  • Author(s): Robert Cooper, Mariko Nakabayashi
  • Journal Title: Journal of Financial Service Professionals Volume: 64 Pages: 64-76
  • Peer Reviewed
• [Presentation] 金融商品の購買意思決定(1)-金融リスク認知と商品選好- (2012)
  • Author(s): ワークショップ企画者・発表者:佐々木美加,共同発表者:中林真理子・大久保重孝・玉利祐樹,指定討論者:千田亮吉・吉川肇子
  • Organizer: 第76回日本心理学会
  • Place of Presentation: 専修大学
  • Year and Date: 2012-09-11
• [Presentation] 日本の生命保険販売従事者の倫理的課題 (2012)
  • Author(s): 中林真理子
  • Organizer: 韓国保険学会創立48周年記念学術大会
  • Place of Presentation: 韓国火災保険協会
  • Year and Date: 2012-05-18
• [Presentation] Comparing Financial Risk Perceptions of Consumers and Financial Experts (2011)
  • Author(s): Mika Sasaki, Mariko Nakabayashi
  • Organizer: 15^<th> Annual Conference, Asia-Pacific Risk and Insurance Association
  • Place of Presentation: 明治大学
  • Year and Date: 2011-08-03
• [Presentation] Ethical Issues of Japanese Life Insurance Sales Professionals
  • Author(s): 中林真理子
  • Organizer: 2012年度韓国保険学会創立48周年記念学術大会
  • Place of Presentation: 韓国火災保険協会大講堂
  • Invited
• [Presentation] 自動車保険購買時のリスク認知に関する調査 -金融商品購入決定モデルにもとづく検討-
  • Author(s): 中林真理子
  • Organizer: 第76回日本心理学会大会
  • Place of Presentation: 専修大学