| Project/Area Number |
23530842
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| Research Category |
Grant-in-Aid for Scientific Research (C)
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| Allocation Type | Multi-year Fund |
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| Section | 一般 |
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| Research Field |
Educational psychology
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| Research Institution | Tohoku University |
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Principal Investigator |
KAMIYA Tetsuji 東北大学, 教育学研究科(研究院), 准教授 (60352548)
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| Project Period (FY) |
2011-04-28 – 2016-03-31
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| Project Status |
Completed (Fiscal Year 2015)
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| Budget Amount *help |
¥4,940,000 (Direct Cost: ¥3,800,000、Indirect Cost: ¥1,140,000)
Fiscal Year 2014: ¥650,000 (Direct Cost: ¥500,000、Indirect Cost: ¥150,000)
Fiscal Year 2013: ¥2,600,000 (Direct Cost: ¥2,000,000、Indirect Cost: ¥600,000)
Fiscal Year 2012: ¥780,000 (Direct Cost: ¥600,000、Indirect Cost: ¥180,000)
Fiscal Year 2011: ¥910,000 (Direct Cost: ¥700,000、Indirect Cost: ¥210,000)
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| Keywords | ファイナンシャル・リテラシー / 家計 / 経済知識 / 効力感 / ファイナンス / 夫婦 / 家族 / 満足 / 生涯発達 / 子育て / 経済(ファイナンシャル)リテラシー / 国際情報交換(ヨーロッパ) / 経済リテラシー / 家計経済 |
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| Outline of Final Research Achievements |
The latest definition of financial literacy has been expanded to ‘consumers' financial behaviour' or ‘consumers' interactions with their social and economic environment'. Next, measurement scales of financial literacy are generally composed of declarative knowledge and numerical ability tests concerning personal finance. Moreover, it was addressed that, in previous studies, financial literacy has been based on the traditional concept of ‘homo economicus', and suggests the development of a new scale that includes items from the viewpoint of critical thinking.
Then the empirical study showed that financial knowledge, personal financial efficacy, financial behaviour, and financial satisfaction generally increased from 20's to 60's and that, on those concepts but finance behaviour, the scores of men were more than those of women. Moreover, in the focus on marital couples, finance knowledge of husbands correlated with marital satisfaction of not only husbands but also wives.
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