Investment options provided by defined contribution plan sponsors: One step towards understanding the behavior of the plan sponsors
| Project/Area Number |
23653085
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| Research Category |
Grant-in-Aid for Challenging Exploratory Research
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| Allocation Type | Multi-year Fund |
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| Research Field |
Public finance/Monetary economics
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| Research Institution | Kyoto Sangyo University |
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Principal Investigator |
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| Co-Investigator(Renkei-kenkyūsha) |
MURAKAMI Keiko 県立広島大学, 経営情報学部, 准教授 (90325142)
NISHIDA Sayuri 東海大学, 政治経済学部, 准教授 (80390285)
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| Project Period (FY) |
2011-04-28 – 2015-03-31
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| Project Status |
Completed (Fiscal Year 2014)
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| Budget Amount *help |
¥2,990,000 (Direct Cost: ¥2,300,000、Indirect Cost: ¥690,000)
Fiscal Year 2013: ¥520,000 (Direct Cost: ¥400,000、Indirect Cost: ¥120,000)
Fiscal Year 2012: ¥1,690,000 (Direct Cost: ¥1,300,000、Indirect Cost: ¥390,000)
Fiscal Year 2011: ¥780,000 (Direct Cost: ¥600,000、Indirect Cost: ¥180,000)
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| Keywords | 確定拠出年金 / 資産選択 / デフォルト商品 / 雇用主の行動 / 加入者行動 / 金融資産選択行動 / 確定拠出年金導入企業 / 移換資産 / 国際情報交流 |
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| Outline of Final Research Achievements |
The employers provide investment options to their participants, and the participants choose some funds based on those constraints. As a first step, to clarify the behavior of the employers, we focused on the relationship between the employer's stance (i.e., degree of specialty, dedication) in providing a defined contribution pension plan and the investment options provided by defined contribution plan sponsors. Based on hearing investigation, we determined that the defined contribution pension plans in Japan are not necessarily pensions managed only for their participants. When the employers choose investment options for their participants, some employers are conscious of their main banks and the group of companies associated with the plans.
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Report
(5 results)
Research Products
(6 results)
