On Corporate Insurance Demand, Finance Theory and Empirical Evidence
Project/Area Number |
23730303
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Research Category |
Grant-in-Aid for Young Scientists (B)
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Allocation Type | Multi-year Fund |
Research Field |
Public finance/Monetary economics
|
Research Institution | Meiji University (2012-2013) Josai University (2011) |
Principal Investigator |
|
Project Period (FY) |
2011 – 2013
|
Project Status |
Completed (Fiscal Year 2013)
|
Budget Amount *help |
¥3,900,000 (Direct Cost: ¥3,000,000、Indirect Cost: ¥900,000)
Fiscal Year 2013: ¥1,170,000 (Direct Cost: ¥900,000、Indirect Cost: ¥270,000)
Fiscal Year 2012: ¥1,430,000 (Direct Cost: ¥1,100,000、Indirect Cost: ¥330,000)
Fiscal Year 2011: ¥1,300,000 (Direct Cost: ¥1,000,000、Indirect Cost: ¥300,000)
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Keywords | 保険 / リスクマネジメント / 中小企業金融 / リレーションシップバンキング / アンケート調査 / 東日本大震災 / 保険需要 / 銀行窓販 / ファイナンス |
Research Abstract |
SMEs (Small and medium-sized enterprises) make up a significant proportion of economic activities in Japan. In our research project, we shed light on risk management activities of SMEs and try to provide useful empirical evidence for policy making. In particular, we conducted a survey of SMEs in manufacturing industry to investigate risk management against large earthquakes and relationship with banks. The results show that risks regarding business interruption and general liability are not covered with insurance among SMEs while risks regarding fire and auto accident are fully covered with insurance. Some results obtained from the survey are already published from several articles like General Insurance Research in Japanese. Also, other results will be published from International Journals.
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Report
(4 results)
Research Products
(33 results)