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On Corporate Insurance Demand, Finance Theory and Empirical Evidence

Research Project

Project/Area Number 23730303
Research Category

Grant-in-Aid for Young Scientists (B)

Allocation TypeMulti-year Fund
Research Field Public finance/Monetary economics
Research InstitutionMeiji University (2012-2013)
Josai University (2011)

Principal Investigator

ASAI Yoshihiro  明治大学, 商学部, 講師 (60433645)

Project Period (FY) 2011 – 2013
Project Status Completed (Fiscal Year 2013)
Budget Amount *help
¥3,900,000 (Direct Cost: ¥3,000,000、Indirect Cost: ¥900,000)
Fiscal Year 2013: ¥1,170,000 (Direct Cost: ¥900,000、Indirect Cost: ¥270,000)
Fiscal Year 2012: ¥1,430,000 (Direct Cost: ¥1,100,000、Indirect Cost: ¥330,000)
Fiscal Year 2011: ¥1,300,000 (Direct Cost: ¥1,000,000、Indirect Cost: ¥300,000)
Keywords保険 / リスクマネジメント / 中小企業金融 / リレーションシップバンキング / アンケート調査 / 東日本大震災 / 保険需要 / 銀行窓販 / ファイナンス
Research Abstract

SMEs (Small and medium-sized enterprises) make up a significant proportion of economic activities in Japan. In our research project, we shed light on risk management activities of SMEs and try to provide useful empirical evidence for policy making. In particular, we conducted a survey of SMEs in manufacturing industry to investigate risk management against large earthquakes and relationship with banks. The results show that risks regarding business interruption and general liability are not covered with insurance among SMEs while risks regarding fire and auto accident are fully covered with insurance. Some results obtained from the survey are already published from several articles like General Insurance Research in Japanese. Also, other results will be published from International Journals.

Report

(4 results)
  • 2013 Annual Research Report   Final Research Report ( PDF )
  • 2012 Research-status Report
  • 2011 Research-status Report
  • Research Products

    (33 results)

All 2014 2013 2012 2011 Other

All Journal Article (17 results) (of which Peer Reviewed: 6 results) Presentation (14 results) Remarks (2 results)

  • [Journal Article] どのような家計が地震保険を購入しているのか?-東日本大震災後のアンケート調査からわかること―2014

    • Author(s)
      姜英英・浅井義裕・森平爽一郎
    • Journal Title

      金融経済研究

      Volume: 震災復興金融特別号 Pages: 77-92

    • Related Report
      2013 Final Research Report
  • [Journal Article] どのような家計が地震保険を購入しているのか?-東日本大震災後のアンケート調査からわかること―2014

    • Author(s)
      姜英英・浅井義裕・森平爽一郎
    • Journal Title

      金融経済研究

      Volume: 震災復興金融特別号 Pages: 77-92

    • Related Report
      2013 Annual Research Report
  • [Journal Article] On Household Insurance Demand and Loss Control―Evidence from the Great East Japan Earthquake2013

    • Author(s)
      YingYing Jiang, Yoshihiro Asai, Souichiro Moridaira
    • Journal Title

      International Journal of Business

      Volume: 18(3) Pages: 332-350

    • Related Report
      2013 Final Research Report
    • Peer Reviewed
  • [Journal Article] 中小企業支援のための損害保険会社の取り組みについて ―地域金融機関との連携の現状と課題2013

    • Author(s)
      家森信善・浅井義裕・高久賢也
    • Journal Title

      損害保険研究

      Volume: 第75巻3号 Pages: 193-215

    • Related Report
      2013 Annual Research Report 2013 Final Research Report
  • [Journal Article] On Household Insurance Demand and Loss Control—Evidence from the Great East Japan Earthquake2013

    • Author(s)
      YingYing Jiang, Yoshihiro Asai, Souichiro Moridaira
    • Journal Title

      International Journal of Business

      Volume: 18(3) Pages: 332-350

    • Related Report
      2013 Annual Research Report
    • Peer Reviewed
  • [Journal Article] 「中小企業金融におけるリレーションシップバンキングと保険の役割」2013

    • Author(s)
      佐藤一郎・浅井義裕
    • Journal Title

      『城西現代政策研究』

      Volume: 第7号1巻

    • NAID

      40019734705

    • Related Report
      2012 Research-status Report
  • [Journal Article] 中小企業支援のための損害保険会社の取り組みについて ―地域金融機関との連携の現状と課題―2013

    • Author(s)
      家森信善、浅井義裕、高久賢也
    • Journal Title

      『損害保険研究』

      Volume: 第75巻1号

    • Related Report
      2012 Research-status Report
  • [Journal Article] 保険の銀行窓販解禁後の中小企業の保険需要―企業アンケートに基づく実態調査―2013

    • Author(s)
      家森信善、浅井義裕、高久賢也
    • Journal Title

      『損害保険研究』

      Volume: 第74巻4号

    • Related Report
      2012 Research-status Report
  • [Journal Article] On Household Insurance Demand and Loss Control: Evidence from the Great East Japan Earthquake,2013

    • Author(s)
      JingJing, Jeng, Yoshihiro Asai and Souichiro Moridaira
    • Journal Title

      International Journal of Business

      Volume: 第18巻3号

    • Related Report
      2012 Research-status Report
    • Peer Reviewed
  • [Journal Article] 中小企業の保険購入に関する調査― アンケート結果のまとめ-2012

    • Author(s)
      家森信善・浅井義裕・高久賢也
    • Journal Title

      経済科学

      Volume: 第60巻2号 Pages: 97-118

    • NAID

      120005133239

    • Related Report
      2013 Final Research Report
  • [Journal Article] 保険の銀行窓販解禁後の中小企業の保険需要―企業アンケートに基づく実態調査―2012

    • Author(s)
      家森信善・浅井義裕・高久賢也
    • Journal Title

      損害保険研究

      Volume: 第74巻4号 Pages: 59-83

    • Related Report
      2013 Final Research Report
  • [Journal Article] 中小企業金融におけるリレーションシップバンキングと保険の役割2012

    • Author(s)
      佐藤一郎・浅井義裕
    • Journal Title

      城西現代政策研究

      Volume: 第7号1巻 Pages: 3-21

    • NAID

      40019734705

    • Related Report
      2013 Final Research Report
  • [Journal Article] 「中小企業の保険購入に関する調査 ― アンケート結果のまとめ-2012

    • Author(s)
      家森信善、浅井義裕、高久賢也
    • Journal Title

      『経済科学』

      Volume: 第60号 2巻 Pages: 97-118

    • NAID

      120005133239

    • Related Report
      2012 Research-status Report
  • [Journal Article] How Do Cost and Regulation Risk Management Change Activities and Insurers' Monitoring?2011

    • Author(s)
      Asai, Yoshihiro and Mahito Okura
    • Journal Title

      Journal of Insurance Issues

      Volume: 34(2) Pages: 172-188

    • Related Report
      2013 Final Research Report
    • Peer Reviewed
  • [Journal Article] Does Privatization have Economic Value? Evidence from the Privatization of a Postal Savings Bank in Japan2011

    • Author(s)
      Asai, Yoshihiro Ohama Ken-ichiro
    • Journal Title

      iBusiness

      Volume: 3(3) Pages: 244-247

    • Related Report
      2013 Final Research Report
    • Peer Reviewed
  • [Journal Article] 規制緩和はわが国の生命保険業を生産的にしたのか?2011

    • Author(s)
      浅井義裕
    • Journal Title

      生命保険論集

      Volume: 第177号 Pages: 155-188

    • NAID

      40019129855

    • Related Report
      2013 Final Research Report
  • [Journal Article] How Do Cost and Regulation Change Loss Control Activities and Insurers'2011

    • Author(s)
      Asai, Yoshihiro and Mahito Okura
    • Journal Title

      Journal of Insurance Issues

      Volume: 34 (2) Pages: 172-188

    • Related Report
      2011 Research-status Report
    • Peer Reviewed
  • [Presentation] 地震リスクのマネジメントに関する実証分析 : 東日本大震災後のアンケート調査に基づいて2013

    • Author(s)
      姜英英、浅井義裕、森平爽一郎
    • Organizer
      日本保険学会
    • Year and Date
      2013-10-26
    • Related Report
      2013 Final Research Report
  • [Presentation] わが国の地震保険購入の分析-東日本大震災後のアンケート調査―2013

    • Author(s)
      姜英英・浅井義裕・森平爽一郎
    • Organizer
      日本金融学会震災復興金融部会
    • Year and Date
      2013-07-13
    • Related Report
      2013 Final Research Report
  • [Presentation] On Household Insurance Demand and Loss Control―Evidence from the Great East Japan Earthquake2013

    • Author(s)
      YingYing Jiang, Yoshihiro Asai, Souichiro Moridaira
    • Organizer
      Asia-Pacific Risk and Insurance Association
    • Place of Presentation
      New York, USA
    • Related Report
      2013 Final Research Report
  • [Presentation] On Household Insurance Demand and Loss Control2013

    • Author(s)
      JingJing, Jeng, Yoshihiro Asai and Souichiro Moridaira
    • Organizer
      Asia-Pacific Risk and Insurance Association
    • Place of Presentation
      St, Johns University, NY, USA
    • Related Report
      2012 Research-status Report
  • [Presentation] On Household Insurance Demand and Loss Control2013

    • Author(s)
      JingJing, Jeng, Yoshihiro Asai and Souichiro Moridaira
    • Organizer
      日本保険学会
    • Place of Presentation
      愛知学院大学
    • Related Report
      2012 Research-status Report
  • [Presentation] 東日本大震災後の家計の保険需要とロスコントロール2013

    • Author(s)
      JingJing, Jeng, Yoshihiro Asai and Souichiro Moridaira
    • Organizer
      日本金融学会 震災復興金融部会
    • Place of Presentation
      青山学院大学
    • Related Report
      2012 Research-status Report
  • [Presentation] 企業の保険需要 : アンケート調査による実証分析2012

    • Author(s)
      家森信善・浅井義裕・高久賢也
    • Organizer
      生活経済学会九州部会
    • Year and Date
      2012-10-13
    • Related Report
      2013 Final Research Report
  • [Presentation] Has the Japanese Big Ban Deregulation improved Life Insurers' Productivity?2011

    • Author(s)
      浅井義裕
    • Organizer
      日本金融学会中部部会
    • Year and Date
      2011-08-27
    • Related Report
      2013 Final Research Report
  • [Presentation] Investigating Productive Efficiency and Productivity Changes of Japanese Life Insurers - Evidence from the Post Deregulation Period-2011

    • Author(s)
      Yoshihiro Asai
    • Organizer
      日本経営分析学会
    • Year and Date
      2011-06-19
    • Related Report
      2013 Final Research Report
  • [Presentation] Efficiency and Productivity Change of Non-life Insurers in Japan - Evidence from the Post-Deregulation Period2011

    • Author(s)
      Yoshihiro Asai
    • Organizer
      Asia-Pacific Risk and Insurance Association
    • Place of Presentation
      Tokyo, Japan
    • Related Report
      2013 Final Research Report
  • [Presentation] わが国の地震保険購入の分析-東日本大震災後のアンケート調査―

    • Author(s)
      姜英英・浅井義裕・森平爽一郎
    • Organizer
      日本金融学会震災復興金融部会
    • Place of Presentation
      青山学院大学
    • Related Report
      2013 Annual Research Report
  • [Presentation] On Household Insurance Demand and Loss Control—Evidence from the Great East Japan Earthquake

    • Author(s)
      YingYing Jiang, Yoshihiro Asai, Souichiro Moridaira
    • Organizer
      Asia-Pacific Risk and Insurance Association
    • Place of Presentation
      St, Johns University, New York, USA
    • Related Report
      2013 Annual Research Report
  • [Presentation] 地震リスクのマネジメントに関する実証分析:東日本大震災後のアンケート調査に基づいて

    • Author(s)
      姜英英、浅井義裕、森平爽一郎
    • Organizer
      日本保険学会
    • Place of Presentation
      愛知学院大学
    • Related Report
      2013 Annual Research Report
  • [Presentation] 中小企業金融における保険の役割

    • Author(s)
      浅井義裕
    • Organizer
      生活経済学会
    • Place of Presentation
      長崎大学
    • Related Report
      2013 Annual Research Report
  • [Remarks] ①家森信善・浅井義裕・高久賢也「(論文紹介)保険の銀行窓販解禁後の中小企業の保険需要―企業アンケートに基づく実態分析―」保険毎日新聞 2013年1月29日。

    • Related Report
      2013 Final Research Report
  • [Remarks] ②家森信善・浅井義裕・高久賢也「(論文紹介)中小企業支援のための損害保険会社の取り組みについて ―地域金融機関との連携の現状と課題)」保険毎日新聞 2014年1月24日。

    • Related Report
      2013 Final Research Report

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Published: 2011-08-05   Modified: 2019-07-29  

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