Empirical studies on the effect of bank mergers and the geographical segmentation of regional bank deposit markets in Japan
Project/Area Number |
23830126
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Research Category |
Grant-in-Aid for Research Activity Start-up
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Allocation Type | Single-year Grants |
Research Field |
Public finance/Monetary economics
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Research Institution | Daito Bunka University (2012) Research Institute of Economy, Trade and Industry (2011) |
Principal Investigator |
|
Project Period (FY) |
2011 – 2012
|
Project Status |
Completed (Fiscal Year 2012)
|
Budget Amount *help |
¥2,340,000 (Direct Cost: ¥1,800,000、Indirect Cost: ¥540,000)
Fiscal Year 2012: ¥910,000 (Direct Cost: ¥700,000、Indirect Cost: ¥210,000)
Fiscal Year 2011: ¥1,430,000 (Direct Cost: ¥1,100,000、Indirect Cost: ¥330,000)
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Keywords | 銀行預金市場 / 預金金利パススルー / 銀行市場の地域別分断仮説 / 銀行合併 / 資本市場 / 地域金融機関 / 地域別市場分断 / 適債基準 / 金融機関 / 合併・統合 / 地域別銀行市場分断 / パネルデータ / パネル共和分 / パススルー / 店頭預金金利 |
Research Abstract |
The research output from this project consists of three parts. In the first part, I find empirical evidence that supports that the Japanese banking markets are geographically segmented. In the second part, I investigate the effects of a bank merger on borrowers and find that increases in lenders’ bargaining powers possibly caused by mergers make borrowers’ borrowing costs more costly. In the third part, I assess the role of public debt markets in reducing negative effects arising from banks’ bargaining powersempirically.
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Report
(3 results)
Research Products
(16 results)