| Budget Amount *help |
¥17,290,000 (Direct Cost: ¥13,300,000、Indirect Cost: ¥3,990,000)
Fiscal Year 2015: ¥3,640,000 (Direct Cost: ¥2,800,000、Indirect Cost: ¥840,000)
Fiscal Year 2014: ¥4,290,000 (Direct Cost: ¥3,300,000、Indirect Cost: ¥990,000)
Fiscal Year 2013: ¥4,550,000 (Direct Cost: ¥3,500,000、Indirect Cost: ¥1,050,000)
Fiscal Year 2012: ¥4,810,000 (Direct Cost: ¥3,700,000、Indirect Cost: ¥1,110,000)
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| Outline of Final Research Achievements |
The purpose of this study is to empirically examine the barriers for the ultra poor to utilise microfinance. Namely, lack of entrepreneurship, a long waiting period, and higher default risks. We teamed up with an NGO that provides microfinance services to the ultra poor in Northern Bangladesh. We implemented: multiple rounds of household surveys and experimental interventions that randomly assign the eligibility to participate in which they are given a particular type of loan contract. Contract types are varied by the member groups: a regular sized loan, a large sized loan without a grace period, a large sized loan with a grace period, a large sized packaged loan for cow investments. Our first results are to appear in a peer reviewed journal.
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