Exploration into real estate finance as a tool for solving the problems that our regional communities face
| Project/Area Number |
24653075
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| Research Category |
Grant-in-Aid for Challenging Exploratory Research
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| Allocation Type | Multi-year Fund |
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| Research Field |
Public finance/Monetary economics
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| Research Institution | Kobe University (2014)
Nagoya University (2012-2013) |
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Principal Investigator |
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| Project Period (FY) |
2012-04-01 – 2015-03-31
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| Project Status |
Completed (Fiscal Year 2014)
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| Budget Amount *help |
¥3,770,000 (Direct Cost: ¥2,900,000、Indirect Cost: ¥870,000)
Fiscal Year 2014: ¥1,040,000 (Direct Cost: ¥800,000、Indirect Cost: ¥240,000)
Fiscal Year 2013: ¥1,300,000 (Direct Cost: ¥1,000,000、Indirect Cost: ¥300,000)
Fiscal Year 2012: ¥1,430,000 (Direct Cost: ¥1,100,000、Indirect Cost: ¥330,000)
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| Keywords | 不動産金融 / 金融リテラシー / 住宅ローン / 金融機関 / 中小企業 / 不動産業 / 地域経済 / 中古住宅 / 住宅瑕疵担保保険 / 実態調査 / 不動産 / 金融 / 土地 / 担保 / 担保評価 / アンケート / 銀行 / アンケート調査 |
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| Outline of Final Research Achievements |
We have investigated (1) attitude of financial institutions for evaluation and financing of existing homes, (2) effect of financial literacy on consumers’ choice of mortgage, and (3) attitude of financial institutions toward real estate brokers. For these purposes, we conducted two surveys. We found that the evaluation of existing homes by financial institutions is still reluctant, that the level of financial literacy has a significant impact on the choice behavior of mortgage, and that the support from financial institutions for real estate brokers is insufficient.
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Report
(4 results)
Research Products
(6 results)
