| Budget Amount *help |
¥4,420,000 (Direct Cost: ¥3,400,000、Indirect Cost: ¥1,020,000)
Fiscal Year 2015: ¥130,000 (Direct Cost: ¥100,000、Indirect Cost: ¥30,000)
Fiscal Year 2014: ¥1,040,000 (Direct Cost: ¥800,000、Indirect Cost: ¥240,000)
Fiscal Year 2013: ¥1,560,000 (Direct Cost: ¥1,200,000、Indirect Cost: ¥360,000)
Fiscal Year 2012: ¥1,690,000 (Direct Cost: ¥1,300,000、Indirect Cost: ¥390,000)
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| Outline of Final Research Achievements |
The object of this study was to analyze the cost structure of Islamic banks in the GCC countries with respect to common characteristics observed in banking sector of the same region.
The Islamic banks which have originally been smaller managerial size than the conventional banks are actively operating the Islamic financial instruments through enlarging the management resources such as the fixed assets and equipments. However, economies of scale and scope are not observed in Islamic banks of the GCC countries. Two reasons should be pointed out as follows: 1) the operational size of Islamic banks is smaller than the conventional banks, resulting in not reaching the stage where the Islamic banks can enjoy economies of scale, and 2)the financial system in the GCC countries may give a negative effect to activities of the Islamic banks towards the diversification of financial operations.
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