| Project/Area Number |
26380405
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| Research Category |
Grant-in-Aid for Scientific Research (C)
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| Allocation Type | Multi-year Fund |
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| Section | 一般 |
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| Research Field |
Money/ Finance
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| Research Institution | Meiji University |
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Principal Investigator |
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| Co-Investigator(Renkei-kenkyūsha) |
JIANG YingYing 明治学院大学, 経済学部, 非常勤講師 (70727057)
MORIDAIRA Souichiro 早稲田大学, ファイナンス研究科, 教授 (50082871)
YAMORI Nobuyoshi 神戸大学, 経済経営研究, 教授 (80220515)
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| Project Period (FY) |
2014-04-01 – 2017-03-31
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| Project Status |
Completed (Fiscal Year 2016)
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| Budget Amount *help |
¥4,680,000 (Direct Cost: ¥3,600,000、Indirect Cost: ¥1,080,000)
Fiscal Year 2016: ¥1,040,000 (Direct Cost: ¥800,000、Indirect Cost: ¥240,000)
Fiscal Year 2015: ¥2,080,000 (Direct Cost: ¥1,600,000、Indirect Cost: ¥480,000)
Fiscal Year 2014: ¥1,560,000 (Direct Cost: ¥1,200,000、Indirect Cost: ¥360,000)
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| Keywords | 地震保険 / 家計 / アンケート調査 / 行動経済学 / 金融知識 / 中小企業金融 / 生命保険 / 保険需要 / 保険 / リスクマネジメント |
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| Outline of Final Research Achievements |
Attention is particularly focused on risk management against large earthquake after the Great East Japan Earthquake. However, previous researches have not clarified the factors affecting risk management activities such as seismic strengthening and earthquake insurance purchase. In this projects, we conducted a survey of risk management and earthquake insurance to Japanese households. We have tried to explain seismic strengthening and earthquake insurance purchase by employing traditional economics (risk aversion) and behavioral economics (ambiguity aversion). We provide the evidence that financial knowledge affects insurance purchase in this research projects. Also, we try to provide implications for policy makers and insurers on household’s risk management against catastrophe.
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