1994 Fiscal Year Final Research Report Summary
Economic analysis of diversification of lifestyle and saving behavior
| Project/Area Number |
04680072
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| Research Category |
Grant-in-Aid for General Scientific Research (C)
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| Allocation Type | Single-year Grants |
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| Research Field |
家政学
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| Research Institution | Nara Women's University |
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Principal Investigator |
IMAMURA Yukio Nara Women's University, Faculty of Human life and Environment, Professor, 生活環境学部, 教授 (10031717)
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| Co-Investigator(Kenkyū-buntansha) |
SEKINE Miki Aichi Educational University, Faculty of Education, Assistant Professor, 教育学部, 助教授 (80226654)
KAMO Yuko (YOKOYAMA Yuko) Nara Women's University, Faculty of Human life and Environment, Assistant Profes, 生活環境学部, 助教授 (80204642)
SIMIZU Tetsuro Nara Women's University, Faculty of Human life and Environment, Professor, 生活環境学部, 教授 (40132344)
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| Project Period (FY) |
1992 – 1994
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| Keywords | saving behavior / lifestyle / the aged / discretionary saving / contractual savings / savings / current assets / public pension plan |
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| Research Abstract |
Households' saving behavior will change in the face of an aging society with diversification of lifestyle. And the aging has reached an advanced stage at an ever-increasing speed. The purpose of this research is to investigate the actual circumstances of the aged with respect to the family composition, consumer behavior, working pattern and is to analyze the effect several factors (economic factors, psychological motives) on saving behavior. The major findings of this research are as follows.
(1) (1) Consumption behavior of the aged is different in respect of the allocation of expenditure and the consumption level per capita. In the case of the behavior, we can distinguish the aged from the family composition, number of earners, type of main yearly income. (2) Workers of the aged are increasing, and working pattern of them in great variety.
(2) The following results analyzed by saving function of each age group of household head were obtained : (1) amount of savings (flow) of the older household head depend on the levels of disposal income and current assets ; (2) marginal propensity to save depends on the difference of motive for saving whether the household head in retired or not ; (3) the more benefit received from public pension plan rises, the less surplus of household goes down.
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