2020 Fiscal Year Annual Research Report
ケニアにおける携帯電話による送金普及の政治経済学的考察：日本のＯＤＡへの示唆
| Project/Area Number |
19F19013
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| Research Institution | Hosei University |
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Principal Investigator |
浅見 靖仁 法政大学, 法学部, 教授 (60251500)
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| Co-Investigator(Kenkyū-buntansha) |
KITHINJI KINYUA 法政大学, 法学部, 外国人特別研究員
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| Project Period (FY) |
2019-04-25 – 2021-03-31
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| Keywords | M-Pesa / 携帯電話 / Rural Kenya / Mobile Money / Resource Mobilization / Digital Democracy / ICT / ケニア |
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| Outline of Annual Research Achievements |
The primary finding of this research was that mobile phone money exchange technology is helping lift people out of poverty by promoting small and medium enterprises and creating expanded democratic spaces. Testimonials from M-Pesa adopters that were used for this study revealed a radical expansion of sources of income. M-Pesa has fostered homegrown economic growth at the household level, and provided paths for inclusion into formal financial services to the poor, who are without banking services. This mode of empowerment is not merely focused on enabling the poor to accumulate savings to cushion against unexpected expenses, rather an expansion of their entrepreneurial activities through building credibility with the banking institutions to access small scale loans.
This study carried out an exposition of a cultural framework of the poor as well, which is necessary for designing policy that would encourage entrepreneurship and an effective administration of funding entrepreneurial activities as measures for poverty mitigation. This research claimed that the old adage of nation building in Kenya called Harambee inhibits a framework that can facilitate distribution at the institutional level as well as at the grassroots.
Finally, this study expanded from its original scope to encompass newly emerging trends produced by ICT, namely digital democracy. Through digital platforms, most of which sprout out of M-Pesa success, mobile phones are becoming essential tools for political participation in rural Africa, especially as platforms for contesting and claiming political rights.
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| Research Progress Status |
令和2年度が最終年度であるため、記入しない。
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| Strategy for Future Research Activity |
令和2年度が最終年度であるため、記入しない。
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Research Products
(4 results)
