2011 Fiscal Year Final Research Report
Analysis of Poverty Reduction Policies with Field Experiments
| Project/Area Number |
20402029
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| Research Category |
Grant-in-Aid for Scientific Research (B)
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| Allocation Type | Single-year Grants |
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| Section | 海外学術 |
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| Research Field |
Economic policy
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| Research Institution | Institute of Developing Economies, Japan External Trade Organization |
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Principal Investigator |
ITO Seiro 独立行政法人日本貿易振興機構アジア経済研究所, 開発研究センターミクロ経済分析研究グループ, 研究グループ長 (50450482)
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| Co-Investigator(Kenkyū-buntansha) |
KONO Hisaki 独立行政法人日本貿易振興機構アジア経済研究所, 研究人材課付 (40450548)
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| Project Period (FY) |
2008 – 2011
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| Keywords | 貧困削減 / フィールド実験 / マイクロ保険 / 農村医療補助員 / 貧血症 |
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| Research Abstract |
In health microinsurance, one needs to consider not just risk aversion but also the loss lovingness, because loss lovers do not buy insurance. In our sample, about a half of the subjects have indicated risk aversion and loss lovingness, which are the combination suggested by the prospect theory. From our estimation on the purchase decision of a government health insurance product, it is suggested that people withhold purchase because : 1.They are loss loving that insurance is not attractive(even though they are risk averse), 2.They have limited cash at hand that preclude the timely purchase.
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