2010 Fiscal Year Final Research Report
Microenterprise Development through Agricultural Processing : What Role Does Microfinance Play?
Project/Area Number |
20530195
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Research Category |
Grant-in-Aid for Scientific Research (C)
|
Allocation Type | Single-year Grants |
Section | 一般 |
Research Field |
Applied economics
|
Research Institution | Nagoya University |
Principal Investigator |
SANAE Ito Nagoya University, 国際開発研究科, 准教授 (80334994)
|
Project Period (FY) |
2008 – 2010
|
Keywords | マイクロファイナンス |
Research Abstract |
The rural poor's access to financial services has been expanded over the last thirty years with the global rise of the microfinance industry. This trend can be observed in both Cambodia and Bangladesh where this study has been conducted. The study has found that, despite the poor's relatively easy access to microfinance in both countries, small loans provided by microfinance institutions (MFIs) are not necessarily contributing to microenterprise development among small farmers. Some aid agencies are exploring the alternative financing framework called 'value chain finance'. The study has analyzed the strengths and weaknesses of both types of finance in the agricultural sector and has identified growing potentials for value chain finance that involves external financial institutions (including MFIs) and integrates IT-based transactions.
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