2013 Fiscal Year Final Research Report
Influences of differences in lending technologies and in organization of regional financial institutions on regional economy
| Project/Area Number |
23530387
|
|---|
| Research Category |
Grant-in-Aid for Scientific Research (C)
|
| Allocation Type | Multi-year Fund |
|---|
| Section | 一般 |
|---|
| Research Field |
Public finance/Monetary economics
|
|---|
| Research Institution | Gifu Shotoku Gakuen University |
|---|
Principal Investigator |
KANO Masaji 岐阜聖徳学園大学, 経済情報学部, 教授 (50319787)
|
|---|
| Project Period (FY) |
2011 – 2013
|
| Keywords | 地域金融 / 中小企業金融 / リレーションシップ貸出 / 貸出手法 / ソフト情報 |
|---|
| Research Abstract |
This study considered the relationships between soft information, which plays an important role in relationship lending, and the organization and lending strategy of regional financial institutions and then analyzed the influences of such relationships on the management of regional financial institutions and on the regional economy. We classified the occupational categories of employees as well as financial products of regional financial institutions based on the degree of contribution to absorption, accumulation, and transmission of soft information and then analyzed their influences on the performance of regional financial institutions. Furthermore, we considered the influences of home loan strategies, CSR strategies, etc. on management of regional financial institutions.
|
