2013 Fiscal Year Final Research Report
Japan-US Comparison for Risk Management Methods of Retail Loan
Project/Area Number |
23530531
|
Research Category |
Grant-in-Aid for Scientific Research (C)
|
Allocation Type | Multi-year Fund |
Section | 一般 |
Research Field |
Business administration
|
Research Institution | Ritsumeikan Asia Pacific University |
Principal Investigator |
OTAKE Toshitsugu 立命館アジア太平洋大学, 国際経営学部, 教授 (00550378)
|
Project Period (FY) |
2011 – 2013
|
Keywords | リスク管理 / 信用情報機関 |
Research Abstract |
The following suggestions are obtained for revitalization of the retail market in future Japan by performing Japan-U.S. comparison through investigation of literature review, the interview by the visit to companies, and reference collection, and taking into consideration the Trinity policy of a supply side of loan, a demand side for loan, and a credit information bureau. (1)We offer credit counseling and financial-service education intelligibly in the broad range while a financial product and a market become complicated. (2) It is necessary to evaluate a risk from various viewpoints, making full use of the technique of mathematical statistics. (3)Aiming at practical use of non-credit information, credit information bureau provides risk based-information to both a demand side for loan and a supply side of loan.
|
Research Products
(4 results)