2013 Fiscal Year Final Research Report
An Empirical Study on Microinsurance for the Poor in Cambodia
| Project/Area Number |
23653073
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| Research Category |
Grant-in-Aid for Challenging Exploratory Research
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| Allocation Type | Multi-year Fund |
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| Research Field |
Economic policy
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| Research Institution | Kyoto University |
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Principal Investigator |
FUKUI Seiichi 京都大学, (連合)農学研究科(研究院), 教授 (90134197)
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| Co-Investigator(Kenkyū-buntansha) |
MIWA Kana 釧路公立大学, 経済学部, 准教授 (00552001)
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| Project Period (FY) |
2011 – 2013
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| Keywords | 小口保険制度 / フィールド実験 / カンボジア |
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| Research Abstract |
Main results are as follows;
We examined the determinants of purchasing micro-health-insurance and the effects of the insurance on health of household members, analysing a simultaneous equation system by OLS and Probit modell.From the results of analysis, we found that the worse the health condition of household members, it was more likely to purchase microinsurance, while the purchase of microinsurance did not affect the health condition.We also found that the larger the risk aversion, it was more likely to purchase microinsurance, while time preference did not affect the decision on whether the households purchased the insurance or not.
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