The Signification and Important and Relevant Problems of Anti-Poverty Policy in Ensuring Sufficient Stock Resources

2015 Fiscal Year Final Research Report

• Project/Area Number: 24730476
• Research Category: Grant-in-Aid for Young Scientists (B)
• Allocation Type: Multi-year Fund
• Research Field: Social welfare and social work studies
• Research Institution: Aichi Prefectural University
• Principal Investigator: NODA Hiroya 愛知県立大学, 教育福祉学部, 准教授 (00580721)
• Project Period (FY): 2012-04-01 – 2016-03-31
• Keywords: 資産福祉 / 貧困 / 貯蓄 / 金融排除 / 金融教育

Outline of Final Research Achievements

It is important that an anti-poverty policy provides stock resources, such as savings, that can satisfy long-term needs throughout the life course in addition to providing benefits for short-term needs. In order for poor families to obtain sufficient stock resources, attaining opportunities and the capability to utilize basic finance are crucial in a financialized modern society. This issue has been discussed by focusing on the concept and discourse of financial exclusion and financial inclusion. Asset welfare or matched savings programs have found favor in the U.S.A. as part of a scheme to reduce child poverty and a financial education program to enhance capabilities for finance has also been incorporated in the scheme. In Japan, similar issues and trends are discussed in relation to measures to reduce personal debt.and trends are discussed in relation to measures to reduce personal debt.

Free Research Field

社会福祉学