Effective Life-Rebuilding Support Model and Ideal Support System for Over-Indebted Debtors

2018 Fiscal Year Final Research Report

• Project/Area Number: 26750011
• Research Category: Grant-in-Aid for Young Scientists (B)
• Allocation Type: Multi-year Fund
• Research Field: Home economics/Human life
• Research Institution: Kagoshima University
• Principal Investigator: ISHIBASHI AIKA 鹿児島大学, 法文教育学域教育学系, 准教授 (60610920)
• Project Period (FY): 2014-04-01 – 2019-03-31
• Keywords: 多重債務 / 生活再建 / 家計管理 / 支援

Outline of Final Research Achievements

In this research, it was shown that way of life reconstruction for over-indebted debtors include having life goals, acquiring household management abilities, restoring ties with society, and having confidence. As a support model to lead over-indebted debtors toward rebuilding their lives, I presented the consultation support for acting independently and fostering household management abilities. Moreover, I mentioned the need for measures to prevent social isolation.

Free Research Field

消費者教育

Academic Significance and Societal Importance of the Research Achievements

本研究で、多重債務者の生活再建を客観的な視点と当事者の視点により理論化したことは、これまでの先行研究には見られなかった点である。また、多重債務の再発防止策を含む具体的な生活再建支援モデルを提示できたことは、多重債務者の生活再建に貢献するものと思われる。さらに、本研究で示した家計管理支援は、人々の家計管理能力を向上させることで金融排除をなくし金融包摂につながると考えられるため、社会的に意義深いものと考える。