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Analysis of Poverty Reduction Policies with Field Experiments

Research Project

Project/Area Number 20402029
Research Category

Grant-in-Aid for Scientific Research (B)

Allocation TypeSingle-year Grants
Section海外学術
Research Field Economic policy
Research InstitutionInstitute of Developing Economies, Japan External Trade Organization

Principal Investigator

ITO Seiro  独立行政法人日本貿易振興機構アジア経済研究所, 開発研究センターミクロ経済分析研究グループ, 研究グループ長 (50450482)

Co-Investigator(Kenkyū-buntansha) KONO Hisaki  独立行政法人日本貿易振興機構アジア経済研究所, 研究人材課付 (40450548)
Project Period (FY) 2008 – 2011
Project Status Completed (Fiscal Year 2011)
Budget Amount *help
¥14,950,000 (Direct Cost: ¥11,500,000、Indirect Cost: ¥3,450,000)
Fiscal Year 2011: ¥650,000 (Direct Cost: ¥500,000、Indirect Cost: ¥150,000)
Fiscal Year 2010: ¥5,590,000 (Direct Cost: ¥4,300,000、Indirect Cost: ¥1,290,000)
Fiscal Year 2009: ¥2,860,000 (Direct Cost: ¥2,200,000、Indirect Cost: ¥660,000)
Fiscal Year 2008: ¥5,850,000 (Direct Cost: ¥4,500,000、Indirect Cost: ¥1,350,000)
Keywords貧困削減 / フィールド実験 / マイクロ保険 / 農村医療補助員 / 貧血症 / 保険 / マイクロファイナンス / 情報の非対称性 / 行動経済学 / 農村医療
Research Abstract

In health microinsurance, one needs to consider not just risk aversion but also the loss lovingness, because loss lovers do not buy insurance. In our sample, about a half of the subjects have indicated risk aversion and loss lovingness, which are the combination suggested by the prospect theory. From our estimation on the purchase decision of a government health insurance product, it is suggested that people withhold purchase because : 1.They are loss loving that insurance is not attractive(even though they are risk averse), 2.They have limited cash at hand that preclude the timely purchase.

Report

(6 results)
  • 2011 Annual Research Report   Final Research Report ( PDF )
  • 2010 Annual Research Report   Self-evaluation Report ( PDF )
  • 2009 Annual Research Report
  • 2008 Annual Research Report
  • Research Products

    (12 results)

All 2012 2010 2009

All Journal Article (3 results) (of which Peer Reviewed: 2 results) Presentation (9 results)

  • [Journal Article] Why is Take-up of Microinsurance so Low? Evidence from a Health Insurance Scheme in India2010

    • Author(s)
      Seiro Ito and Hisaki Kono
    • Journal Title

      Developing Economies

      Volume: Vol.48, No.1 Issue: 1 Pages: 74-101

    • DOI

      10.1111/j.1746-1049.2010.00099.x

    • Related Report
      2011 Final Research Report
    • Peer Reviewed
  • [Journal Article] Why is Take-up of Microinsurance so Low? Evidence from a Health Insurance Scheme in India2010

    • Author(s)
      Seiro Ito, Hisaki Kono
    • Journal Title

      Developing Economies Vol.48, No.1

      Pages: 74-101

    • Related Report
      2010 Self-evaluation Report
  • [Journal Article] Why is the Take-Up of Microinsurance So Low? Evidence from a Health Insurance Scheme in India2010

    • Author(s)
      Seiro Ito, Hisaki Kono
    • Journal Title

      Developing Economies Vol 48, NO.1

      Pages: 74-101

    • Related Report
      2009 Annual Research Report
    • Peer Reviewed
  • [Presentation] Asymmetric Information Problems in Microfinance Market : Evidence from a Field Experiment in India2012

    • Author(s)
      高野久紀
    • Organizer
      国際開発学会第13回春季大会
    • Place of Presentation
      横浜国立大学、横浜
    • Year and Date
      2012-06-02
    • Related Report
      2011 Final Research Report
  • [Presentation] Why is Take-up of Microinsurance so Low? Evidence from a Health Insurance Scheme in India2010

    • Author(s)
      高野久紀
    • Organizer
      米国経済学会
    • Place of Presentation
      アトランタ
    • Year and Date
      2010-01-04
    • Related Report
      2011 Final Research Report
  • [Presentation] 論文は受け付けられたが、報告者急病にて当日の報告取りやめ2010

    • Organizer
      米国経済学会
    • Place of Presentation
      アトランタ
    • Related Report
      2010 Self-evaluation Report
  • [Presentation] Why is Take-up of Microinsurance so Low? Evidence from a Health Insurance Scheme in India2009

    • Author(s)
      高野久紀
    • Organizer
      国際開発学会第20回全国大会
    • Place of Presentation
      立命館アジア太平洋大学、京都
    • Year and Date
      2009-11-21
    • Related Report
      2011 Final Research Report
  • [Presentation] Why is Take-up of Microinsurance so Low? Evidence from a Health Insurance Scheme in India2009

    • Author(s)
      高野久紀
    • Organizer
      Northeast Universities Development Consortium(NEUDC)
    • Place of Presentation
      Tufts University,ボストン
    • Year and Date
      2009-11-16
    • Related Report
      2011 Final Research Report
  • [Presentation] Why is Take-up of Microinsurance so Low? Evidence from a Health Insurance Scheme in India2009

    • Author(s)
      高野久紀
    • Organizer
      Far Eastern and South Asia Meeting of the Econometric Society
    • Place of Presentation
      University of Tokyo、東京
    • Year and Date
      2009-08-04
    • Related Report
      2011 Final Research Report
  • [Presentation]2009

    • Organizer
      Far Eastern and South Asia Meeting of the Econometric Society
    • Place of Presentation
      University of Tokyo
    • Related Report
      2010 Self-evaluation Report
  • [Presentation]2009

    • Organizer
      Northeast Universities Development Consortium (NEUDC)
    • Place of Presentation
      Tufts University
    • Related Report
      2010 Self-evaluation Report
  • [Presentation]2009

    • Organizer
      国際開発学会第20回全国大会
    • Place of Presentation
      立命館アジア太平洋大学
    • Related Report
      2010 Self-evaluation Report

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Published: 2008-04-01   Modified: 2016-04-21  

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