Diversified forms of insurance solicitation and effective regulations to provide information
| Project/Area Number |
24530086
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| Research Category |
Grant-in-Aid for Scientific Research (C)
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| Allocation Type | Multi-year Fund |
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| Section | 一般 |
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| Research Field |
Civil law
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| Research Institution | Shizuoka University |
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Principal Investigator |
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| Project Period (FY) |
2012-04-01 – 2017-03-31
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| Project Status |
Completed (Fiscal Year 2016)
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| Budget Amount *help |
¥2,600,000 (Direct Cost: ¥2,000,000、Indirect Cost: ¥600,000)
Fiscal Year 2015: ¥650,000 (Direct Cost: ¥500,000、Indirect Cost: ¥150,000)
Fiscal Year 2014: ¥650,000 (Direct Cost: ¥500,000、Indirect Cost: ¥150,000)
Fiscal Year 2013: ¥650,000 (Direct Cost: ¥500,000、Indirect Cost: ¥150,000)
Fiscal Year 2012: ¥650,000 (Direct Cost: ¥500,000、Indirect Cost: ¥150,000)
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| Keywords | 保険業法 / 保険募集 / 情報提供規制 / 情報提供義務 / 助言義務 / 保険募集規制 / 保険料不払 / 消費者契約法 / 保険約款 / 約款の内容規制 / 保険契約の失効 / 無催告失効条項 / 継続保険料 / 保険契約者の認定 / 保険契約者の本人確認 / 保険料 |
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| Outline of Final Research Achievements |
Recently, insurance solicitation styles have been diversifying, such as, the increase of agents which handle articles extending over a plurality of insurance companies including sales of insurance products through banks and universalization of correspondence sales through the Internet.
With conscious of these changes in the circumstances of insurance solicitation styles, focusing on duty to provide information at the conclusion of a contract, a tendency of judicial precedents and new regulations introduced following the revision of the Insurance Business Act in 2014 were considered. Related issues were also discussed.
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Report
(6 results)
Research Products
(7 results)
