2017 Fiscal Year Final Research Report
A Study on Promoting Efficiency of Medical Insurance System
| Project/Area Number |
15H03392
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| Research Category |
Grant-in-Aid for Scientific Research (B)
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| Allocation Type | Single-year Grants |
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| Section | 一般 |
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| Research Field |
Commerce
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| Research Institution | Tokyo Keizai University (2017)
Hitotsubashi University (2015-2016) |
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Principal Investigator |
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| Co-Investigator(Kenkyū-buntansha) |
小暮 厚之 慶應義塾大学, 総合政策学部(藤沢), 教授 (80178251)
山本 信一 立命館大学, 経済学部, 教授 (90388108)
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| Project Period (FY) |
2015-04-01 – 2018-03-31
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| Keywords | 健康増進型保険 / 健康年齢 / モラルハザード / 逆選択 |
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| Outline of Final Research Achievements |
Using database of "Rezept" and the results of a medical examination, we esamined how the medical costs were ifluenced by health promoting activities. Moreover, we made a 'simple' health age fomula. We examined more detail empirical model by using the simple health age. As a result, we have an evidence to believe that health promoting activities could reduce the future medical costs. Moreover, the 'simple' healt age may be useful for solving the incentive problems under assymetorical information in the insurance contracts.
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| Free Research Field |
保険理論
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