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An empirical analysis on the relationship between regional economy and the business models of regional financial institutions

Research Project

Project/Area Number 25380414
Research Category

Grant-in-Aid for Scientific Research (C)

Allocation TypeMulti-year Fund
Section一般
Research Field Money/ Finance
Research InstitutionRitsumeikan University

Principal Investigator

Harimaya Kozo  立命館大学, 経営学部, 教授 (90347732)

Co-Investigator(Kenkyū-buntansha) 尾崎 泰文  釧路公立大学, 経済学部, 教授 (10359896)
Project Period (FY) 2013-04-01 – 2017-03-31
Project Status Completed (Fiscal Year 2016)
Budget Amount *help
¥4,810,000 (Direct Cost: ¥3,700,000、Indirect Cost: ¥1,110,000)
Fiscal Year 2015: ¥1,170,000 (Direct Cost: ¥900,000、Indirect Cost: ¥270,000)
Fiscal Year 2014: ¥1,950,000 (Direct Cost: ¥1,500,000、Indirect Cost: ¥450,000)
Fiscal Year 2013: ¥1,690,000 (Direct Cost: ¥1,300,000、Indirect Cost: ¥390,000)
Keywords地域金融 / 地域経済 / 競争度 / 効率性 / 開廃業
Outline of Final Research Achievements

We have investigated the impact of the degree of bank competition on regional economic growth. In this study, we paid attention to the bank branch network that would reflect the differences in business strategy. Also, we used firm entry and exit rates as the measures indicating the assessment of regional economic conditions. We found that the degree of competition does not relate to higher rates of firm entry and lower rates of firm exit, although slightly changed when using data of different time periods and regions. These main results are consistent with the previous findings that support the effects of relationship banking based on soft information production. Also, these results suggest the significance of regional financial institution that keep branch network in less competitive rural areas.

Report

(5 results)
  • 2016 Annual Research Report   Final Research Report ( PDF )
  • 2015 Research-status Report
  • 2014 Research-status Report
  • 2013 Research-status Report
  • Research Products

    (17 results)

All 2017 2016 2015 2014 2013 Other

All Journal Article (16 results) (of which Peer Reviewed: 4 results,  Open Access: 2 results) Presentation (1 results)

  • [Journal Article] 「店舗網の広域化が地域金融機関の経営効率性に与える影響-北海道の信用金庫における事例-」2017

    • Author(s)
      尾崎泰文・ 播磨谷浩三
    • Journal Title

      『社会科学研究』(釧路公立大学紀要)

      Volume: 第29号 Pages: 49-64

    • NAID

      40021154223

    • Related Report
      2016 Annual Research Report
  • [Journal Article] 「店舗広域化の背景と将来」2016

    • Author(s)
      播磨谷浩三
    • Journal Title

      『月刊 金融ジャーナル』

      Volume: 4月号 Pages: 60-63

    • Related Report
      2016 Annual Research Report
  • [Journal Article] 「信金・信組の合併効果についての再考察」2015

    • Author(s)
      播磨谷浩三
    • Journal Title

      『月刊 金融ジャーナル』

      Volume: 8月号 Pages: 22-25

    • Related Report
      2015 Research-status Report
  • [Journal Article] "Effects of branch expansion on bank efficiency: Evidence from Japanese regional banks"2015

    • Author(s)
      Kozo Harimaya and Kazumine Kondo
    • Journal Title

      Managerial Finance

      Volume: 42 Issue: 2 Pages: 82-94

    • DOI

      10.1108/mf-11-2014-0278

    • Related Report
      2015 Research-status Report
    • Peer Reviewed
  • [Journal Article] 「北海道における地域金融機関の店舗展開と民営事業所の増減に関する分析 : 資本金階級別にみた民営事業所数のデータを用いて」2015

    • Author(s)
      尾﨑泰文
    • Journal Title

      『釧路公立大学地域研究』

      Volume: 24 Pages: 1-11

    • Related Report
      2015 Research-status Report
  • [Journal Article] Efficiencies of Small Financial Cooperatives in Japan: Comparison of Estimation Methods2015

    • Author(s)
      Kozo Harimaya, Kei Tomimura and Nobuyoshi Yamori
    • Journal Title

      RIEB (Kobe University) Discussion Paper Series (English)

      Volume: DP2015-04 Pages: 1-26

    • Related Report
      2014 Research-status Report
    • Open Access
  • [Journal Article] Board of Directors and Cost Efficiency: Do Stock and Cooperative Organizations Differ2015

    • Author(s)
      Kozo Harimaya, Kei Tomimura and Nobuyoshi Yamori
    • Journal Title

      RIEB (Kobe University) Discussion Paper Series (English)

      Volume: DP2015-05 Pages: 1-25

    • Related Report
      2014 Research-status Report
    • Open Access
  • [Journal Article] Too big to succeed? : Banking sector consolidation and efficiency2014

    • Author(s)
      Heather Montgomery, Kozo Harimaya and Yuki Takahashi
    • Journal Title

      Journal of International Financial Markets, Institutions & Money

      Volume: 32 Pages: 86-106

    • DOI

      10.1016/j.intfin.2014.05.005

    • Related Report
      2014 Research-status Report
    • Peer Reviewed
  • [Journal Article] 地域金融機関の店舗展開と事業所の開廃業との因果関係の検証-関西における事例分析-2014

    • Author(s)
      播磨谷浩三
    • Journal Title

      『経済学論究』(関西学院大学)

      Volume: 68 Pages: 163-183

    • Related Report
      2014 Research-status Report
  • [Journal Article] 北海道における産業や経済の諸要因が金融機関の店舗展開に与える影響2014

    • Author(s)
      尾崎泰文
    • Journal Title

      『釧路公立大学地域研究』

      Volume: 23 Pages: 17-30

    • Related Report
      2014 Research-status Report
  • [Journal Article] 「地域経済における地域金融機関の役割-京都府における事例の検証-」2014

    • Author(s)
      播磨谷浩三、吉原清嗣
    • Journal Title

      『立命館ビジネスジャーナル』

      Volume: 8 Pages: 1-16

    • NAID

      120005399321

    • Related Report
      2013 Research-status Report
    • Peer Reviewed
  • [Journal Article] “Why Do Japanese Non-Local Regional Banks Enter Other Prefectures Under the Region-Based Relationship Banking Policy?”2014

    • Author(s)
      近藤万峰・播磨谷浩三
    • Journal Title

      Journal of Industry, Competition and Trade

      Volume: 印刷中 Issue: 4 Pages: 473-485

    • DOI

      10.1007/s10842-014-0176-2

    • Related Report
      2013 Research-status Report
    • Peer Reviewed
  • [Journal Article] 「邦銀の中国進出」2013

    • Author(s)
      岩壷健太郎・播磨谷浩三
    • Journal Title

      『邦銀のアジア展開-メガバンク・地域銀行と中国の金融規制』(一般財団法人アジア太平洋研究所報告書)

      Volume: 13-09 Pages: 37-59

    • Related Report
      2013 Research-status Report
  • [Journal Article] 「地域金融機関の店舗展開が地元企業に与える影響」2013

    • Author(s)
      播磨谷浩三
    • Journal Title

      『月刊 金融ジャーナル』

      Volume: 11月号 Pages: 76-79

    • NAID

      40019880649

    • Related Report
      2013 Research-status Report
  • [Journal Article] 「貸出市場の競争環境と地域経済との関係についての検証-滋賀県における事例分析-」2013

    • Author(s)
      播磨谷浩三
    • Journal Title

      『立命館経営学』

      Volume: 52 Pages: 329-342

    • Related Report
      2013 Research-status Report
  • [Journal Article] 「道東地域における信用金庫の店舗展開特性について」2013

    • Author(s)
      尾崎泰文
    • Journal Title

      『釧路公立大学地域研究』

      Volume: 22 Pages: 17-24

    • Related Report
      2013 Research-status Report
  • [Presentation] 「地域金融機関の店舗展開が地元企業に与える影響-北海道における信用金庫の事例の検証-」

    • Author(s)
      尾崎泰文・播磨谷浩三
    • Organizer
      日本金融学会
    • Place of Presentation
      名古屋大学(名古屋市千種区)
    • Related Report
      2013 Research-status Report

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Published: 2014-07-25   Modified: 2019-07-29  

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